Featured Rates
Effective Date: April 25th, 2014
VEHICLE As low as 2.90% APR* Up to 36 Months
VISA As low as 12.99% APR*  
PERSONAL LOANS As low as 9.99% APR* Up to12 Months
HOME IMPROVEMENT As low as 6.50% APR* Up to 36 Months
*APR=Annual Percentage Rate.

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Notice Regarding “Heartbleed” 

By now, you’'ve likely heard about the threat to secure online transactions called “Heartbleed,” a flaw in the security software OpenSSL used on many servers that store data for the Internet. This software is used by millions of websites and mobile apps, including credit unions, e-mail, and social media websites. Because of the importance of this issue, we wanted to let you know that our website and online banking technology partners have been monitoring the situation and have confirmed that their software is not affected by this issue.

Check our our Spring 2014 Newsletter

Edison Financial Credit Union (EFCU) is a locally owned, state-chartered credit union with roots firmly planted in the Mahoning Valley. Established in 1940 as Youngstown Ohio Edison Credit Union, Edison has provided its member families and businesses with the highest level of financial services and benefits available anywhere in the community.

We serve Mahoning, Trumbull and Columbiana counties. Our reputation is based on offering all the services of the big name banks– checking, savings, loans and credit cards – with one very important difference: we go out of our way to ensure that you receive the kind of personal attention you deserve. Members' funds are insured up to $250,000 by the National Credit Union Administration (NCUA). And, Edison has a 5 star performance rating from the independent analysts at BauerFinancial.


Office Closing Reminders 2014

Monday May 26th
Friday July 4th
Monday September 1st
Tuesday November 11th
Thursday November 27
Friday November 28th (Youngstown Only Closed)
Wednesday December 24th
Thursday December 25th
Friday December 26th (Youngstown Only Closed)
Wednesday  December 31st (Youngstown open 8-12, Austintown open 9-1)