Savings Rates
| Share Accounts | ||
| Effective Date: Wednesday, February 22nd, 2012 | ||
| Type | APR* | APY** |
| Regular Share Accounts | 0.10% | 0.10% |
| Club Accounts | 0.10% | 0.10% |
| IRA Share Accounts | 0.30% | 0.30% |
| Christmas Club Accounts | 0.10% | 0.10% |
| Checking Accounts | 0.00% | 0.00% |
| Youth Certificates Minimum initial deposit $250 2 Yr term |
0.55% | 0.55% |
| * APR=Annual Percentage Rate. **APY=Annual Percentage Yield. All rates subject to change. Please call the credit union for details. | ||
| Tiered Money Market Accounts | ||
| Effective Date: Wednesday, February 22nd, 2012 | ||
| Minimum Balance | APR* | APY** |
| $2,000.00 - $9,999.99 | 0.15% | 0.15% |
| $10,000.00 - $24,999.99 | 0.20% | 0.20% |
| $25,000.00 - $49,999.99 | 0.35% | 0.35% |
| $50,000.00 - $74,999.99 | 0.40% | 0.40% |
| $75,000.00 - Over | 0.60% | 0.60% |
| Minimum Deposit of $2,000.00 | ||
| *APR=Annual Percentage Rate. **APY=Annual Percentage Yield. All rates subject to change. Please call the credit union for details. | ||
| Senior Money Market Accounts | ||
| Effective Date: Wednesday, February 22nd, 2012 | ||
| Minimum Balance | APR* | APY** |
| $2,000.00 - $9,999.99 | 0.20% | 0.20% |
| $10,000.00 - $24,999.99 | 0.25% | 0.25% |
| $25,000.00 - $49,999.99 | 0.40% | 0.40% |
| $50,000.00 - $74,999.99 | 0.45% | 0.45% |
| $75,000.00 - Over | 0.65% | 0.65% |
| Minimum Deposit of $2,000.00 | ||
| *APR=Annual Percentage Rate. **APY=Annual Percentage Yield. All rates subject to change. Please call the credit union for details. | ||
| Certificate Accounts - $1,000 | ||
| Effective Date: Wednesday, February 22nd, 2012 | ||
| Term | APR* | APY** |
| 3 Months | 0.10% | 0.10% |
| 6 Months | 0.15% | 0.15% |
| 1 Year | 0.25% | 0.25% |
| 18 Months | 0.30% | 0.30% |
| 2 Year | 0.55% | 0.55% |
| 3 Year | 0.95% | 0.95% |
| 4 Year | 1.29% | 1.30% |
| 5 Year | 1.54% | 1.55% |
| * APR= Annual Percentage Rate. APY** = Annual Percentage Yield. All rates subject to change. Please call the credit union for details. | ||
| All IRA-Certificates compound quarterly. Share Certificates compound quarterly/monthly. | ||
| Penalty for early withdrawal: 3 Months 30 days / One Year or less 60 days / One Year or more 120 days interest. | ||
| Certificate Accounts - $10,000 | ||
| Effective Date: Wednesday, February 22nd, 2012 | ||
| Term | APR* | APY** |
| 3 Months | 0.10% | 0.10% |
| 6 Months | 0.15% | 0.15% |
| 1 Year | 0.25% | 0.25% |
| 18 Months | 0.30% | 0.30% |
| 2 Year | 0.55% | 0.55% |
| 3 Year | 0.95% | 0.95% |
| 4 Year | 1.29% | 1.30% |
| 5 Year | 1.54% | 1.55% |
| *APR=Annual Percentage Rate. **APY=Annual Percentage Yield. All rates subject to change. Please call the credit union for details. | ||
| All IRA-Certificates compound quarterly. Share Certificates compound quarterly/monthly. | ||
| Penalty for early withdrawal: 3 Months 30 days / One Year or less 60 days / One Year or more 120 days interest. | ||