Edison Financial IRA & Certificate Accounts

Loan Rates

Personal Loans
Effective Date: Wednesday, February 22nd, 2012
TypeTermAPR* as low as
Personal Loans    
  Up to 12 Months 8.99%*
  Up to 24 Months 9.99%*
  Up to 48 Months 10.99%*
  Up to 60 Months 11.99%*
Overdraft Protection Loans   14.00%*
Share Backed Loans   Share Rate + 3.00%*
Certificate Backed Loans   CD Rate + 3.00% *
*APR=Annual Percentage Rate. **APY=Annual Percentage Yield. All rates subject to change. Please call the credit union for details.

Vehicle Loans
Effective Date: Wednesday, February 22nd, 2012
TypeAPR* as low asTerm
Vehicles 2009 - Newer 3.90% Up to 48 Months
  3.90% 49- 66 Months
Over $15,000 3.90% 72 Months
Vehicles 2007-2008 3.90% Up to 48 Months
  3.90% 49-60 Months
Vehicles 2004-2006 3.90% Up to 36 Months
  3.90% 37-48 Months
Vehicles 2003 & Older 3.90% Up to 36 Months
* APR=Annual Percentage Rates. **APY = Annual Percentage Yield. All rates subject to change. Please call the credit union for details.

New & Used RV & Trailer Rates
Effective Date: Wednesday, February 22nd, 2012
Loan AmountAPR* as low asTerm
$5,000 - $9,999 8.25% 84 Months
$10,000 - $14,999 7.75% 120 Months
$15,000 - $24,999 7.50% 144 Months
$25,000 & Above 7.40% 180 Months
*APR=Annual Percentage Rate. **APY=Annual Percentage Yield. All rates subject to change. Please call the credit union for details.

Fixed Home Equity Rates
Effective Date: Wednesday, February 22nd, 2012
TermAPR* as low as
36 Months 6.25%
60 Months 6.50%
120 Months 6.65%
*APR=Annual Percentage Rate. **APY=Annual Percentage Yield. All rates subject to change. Please call the credit union for details.

Home Improvement Loans
Effective Date: Wednesday, February 22nd, 2012
TermAPR*
Up to 36 Months 6.50%
Up to 60 Months 7.00%
*APR=Annual Percentage Rate. **APY=Annual Percentage Yield. All rates subject to change. Please call the credit union for details.

Variable Rates
Effective Date: Wednesday, February 22nd, 2012
Type
Line of Credit
Prime + 1.25%
Call the credit union for current prime rate.
*APR=Annual Percentage Rate. **APY=Annual Percentage Yield. All rates subject to change. Please call the credit union for details.

Credit Card
TypeAPR*
Visa as low as 13.49%
*APR = Annual Percentage Rate. **APY=Annual Percentage Yield. All rates subject to change. Please call the credit union for details.